If you or a loved one was involved in an uninsured motorcycle accident, you could file a civil lawsuit against the responsible driver who does not have adequate auto insurance coverage. According to the Texas Department of Insurance, drivers are responsible for the damages that they cause to others while driving.
While most drivers have an auto insurance policy to protect themselves, the motorcyclist responsible for your accident and injuries must still cover any injuries with or without an insurance plan.
To learn more about your legal options, contact D. Miller & Associates, PLLC™, at (713) 850-8600, to schedule a consultation with the office of an uninsured motorcycle accident lawyer serving Katy. We can answer any questions that might come up in your recovery or legal recourse process. Our team is here to help.
Automobile Insurance Requirements
In Texas, licensed drivers must be able to pay for auto accidents they are responsible for. Conversely, according to the Texas Insurance Code, auto insurance providers must create plans that meet minimum standards for coverage. This means that any auto insurance coverage that you can buy in Texas should have the minimum coverage required, although that might not be enough to address related incidents.
When someone is uninsured, it typically means they do not have any auto insurance plans in place. They could have stopped paying their premiums and lost coverage by having an inactive insurance plan, or they may have never purchased auto insurance in the first place. In rarer cases, someone buys auto insurance that does not meet the minimum coverage requirements as the state requires. No matter which circumstance you face, you can seek legal action in the civil court system.
Determining Liability
If a police investigation determines you are liable for the accident, the other driver will file a claim against your auto insurance plan. If there is evidence that the judgment from the police investigation is incorrect, we can help you to correctly assign liability to the responsible party, even if they do not have their own auto insurance plan. While many police investigations are correct the first time, sometimes they are not. If you disagree with the outcome of the initial police report, it is possible to contest it, either directly with the police or within the context of legal action.
Settlement vs. Trial
There are instances when your lawyer might recommend that you accept a settlement offer from the other party over going to a trial. Ultimately, it is your decision about how you want your case to proceed. No one can force you to accept a settlement that you do not want.
However, some benefits of accepting a fair settlement include:
- Guaranteed outcome. There are no guarantees within the court system with a courtroom trial. If you accept a settlement offer, the terms are set.
- Avoiding a trial. Sometimes people want to avoid a trial if possible, as it might make them nervous about appearing in court.
- Faster results. Scheduling a courtroom case can take time, especially if the court experiences delays or other interruptions based on the cases in front of yours. Accepting a settlement could make the whole process potentially faster.
These are just some of the benefits of accepting a settlement. There might be other benefits that you may experience personally. In some cases, accepting a settlement might not be the best solution.
Call D. Miller & Associates, PLLC™, at (713) 850-8600, to learn more about the legal process before you consider or start your uninsured motorcycle accident lawsuit. A member of our team can walk you through the process and give you realistic expectations of what is possible. We are happy to answer your questions as it relates to your potential legal case.
Reasons to Hire an Uninsured Motorcycle Accident Lawyer Serving Katy
There are many reasons why you may want to consider hiring a lawyer to help you with your uninsured motorcycle accident case. First, going through the recovery process can be challenging. The more that you can focus on healing while making progress on your legal case with the help of an uninsured motorcycle accident lawyer, the better. You do not want to lose any time preparing your case, so hiring a lawyer can help you file your claim or lawsuit and collect evidence, even if you are still receiving hospital care.
Second, navigating the court system and legal process can be a lot to handle if you do not have experience with the courthouse and finding relevant precedents or evidence. While it is possible for you to manage this on your own, it can be helpful to partner with someone who knows the law and legal system and who is also available to answer your questions. Most people have questions when it comes to filing legal action.
Third, you might feel you need support throughout the process. You have recently experienced trauma, so it is natural to seek support where it is available. Your lawyer can help support you throughout your recovery process, recommending resources that could help you manage the complex documentation your case may require. It is important to realize that you do not have to do this on your own. There are uninsured motorcycle accident lawyers available to help you throughout the entire process.
Contact Us Today
After you or your loved one is involved in an uninsured motorcycle accident, you will likely have a lot of things to handle. We can help with one aspect of your recovery: your civil personal injury lawsuit and any resulting legal actions that you want to file. Call D. Miller & Associates, PLLC™, at (713) 850-8600, to speak with someone in the office of an uninsured motorcycle accident lawyer serving Katy.
