If a rideshare driver caused your League City motor vehicle accident, it is not always easy to know whose insurance company will handle your claim. We can help you understand your legal options, and file your personal injury claim on your behalf.

The accident team at D. Miller & Associates, PLLC can determine which insurance policy should cover your accident. We can also file your claim and handle every aspect of your case for you, reducing stress and letting you focus on recovery. If necessary, we are not afraid to take Uber or Lyft to court to fight for your compensation.

Call us today at 713-850-8600 for your complimentary case evaluation with an Uber & Lyft accident lawyer in League City, Texas.

Recoverable Damages after a League City Uber of Lyft Accident

Our clients often ask us how much their case might be worth early on in the process, but the truth is there is no way to know until much later on. What we can tell you is the type of damages you may be eligible for if we are successful in winning your case. The damages available to you will vary somewhat because of the unique aspects of your accident. However, some of the most common types of damages we recover for our clients include:

  • Medical treatment expenses and other related costs
  • Prescription drug costs, including painkillers
  • Ongoing care costs, or the cost of future care
  • Lost wages and diminished or lost earning capacity
  • Property damages, such as to repair or replace their vehicle
  • Out-of-pocket expenses related to the accident
  • Pain and suffering damages

We will need to collect proof of your losses to build a strong case for compensation. If you collect all your bills, receipts, estimates, and other documentation in one folder, this will help us greatly. Do not overlook even small expenses, such as paying to park at the doctor’s office or needing to replace the screen on your phone broken in the accident. We will include almost any expense or loss related to the accident in your claim. It is also crucial to get a police report for the car accident.

Understanding the Complexities of Uber & Lyft Accidents

Uber, Lyft, and other rideshare companies operate in a very different way than traditional taxis and other similar services. For this reason, the laws that apply to liability after an accident are also significantly different. The insurance coverage for rideshare drivers is complex, and often difficult for accident victims to sort out on their own.

Rideshare companies like Uber and Lyft operating in Texas must provide liability coverage to their drivers any time they are signed-in on the app. The rideshare company provides either contingency or primary coverage any time a driver is working.

Getting Compensation by Filing an Insurance Claim after an Uber or Lyft Crash

We can help you identify the appropriate insurance company and policy that was in effect at the time of your accident. The status of the rideshare driver at the time of the crash will effect this identification, however they do not always want to be forthcoming with this information.

If the Driver Is Off the App

If the driver was not using the app at all at the time of the accident, they were not acting as a rideshare driver in any capacity. Their personal auto liability insurance policy is in effect.

If the Driver Is On the App Looking for a Rider

If the driver was on the app but had not yet matched with a rider when they caused your accident, their personal auto liability policy should serve as the primary policy. The rideshare company must provide coverage that kicks in when:

  • Their auto insurance provider denies your claim
  • They do not have an auto liability policy
  • Their plan does not cover your full damages

If the Driver Is on the Way to Pick Up a Rider, or Has a Rider Onboard

From the moment an Uber or Lyft driver matches with a rider, the rideshare company must provide primary liability coverage of at least $1 million. This coverage lasts until the rider completes their ride. This policy should cover both the rideshare user and anyone injured in another vehicle.

What Happens When You Are the Uber or Lyft Rider?

If you suffered injuries in a crash while you were a passenger in an Uber or Lyft, the primary policy covering you would likely be the rideshare company’s $1 million liability policy. However, there are some cases where this may not be true.

If a third party caused the accident, that driver’s liability auto insurance policy should pay out. Alternatively, if that driver does not carry adequate insurance, Texas law requires rideshare companies to provide $1 million in uninsured/underinsured motorist coverage that should apply in this situation. This policy also applies to hit-and-run accidents.

Talk to an Uber & Lyft Accident Lawyer in League City Today

The League City Uber & Lyft accident lawyers from D. Miller & Associates, PLLC can help you understand who is at-fault after a rideshare accident. Our team will work with your to identify the liable party and file the appropriate insurance claim or personal injury lawsuit.

While we cannot guarantee a win, we will build the most persuasive possible case to fight for compensation on your behalf. Call us today at 713-850-8600 for your complimentary case review and consultation with a member of our League City team. You don’t have to pay us unless you win your case and receive financial compensation.