When you order an Uber or Lyft to pick you up in Texas, you are putting your life in the hands of a stranger. Some rideshare companies even lack screening requirements for drivers. If your Uber or Lyft driver gets in an accident in Texas, it can be challenging to determine who is responsible for your medical bills and lost wages. An Uber and Lyft accident lawyer with our firm can help.
At D. Miller & Associates, PLLC™, we can help you understand who is liable for your damages in this type of car accident case. We can deal with the rideshare company and its insurer to pursue the financial recovery you deserve.
Who Is Liable for My Rideshare Accident in Texas?
If you are an Uber or Lyft passenger and your rideshare driver causes a collision, the rideshare company is likely responsible for your damages. While a driver is online with Uber or Lyft, the company’s third-party liability coverage takes over. That means the corporate liability policy is responsible for covering your medical bills, lost wages, and pain and suffering.
What Is Uber’s Insurance Policy?
Under Uber’s insurance policy, if a driver is online with the service but has not yet matched with a passenger, they are covered under the company’s liability policy.
The company’s insurance coverage changes, however, when the driver matches with a passenger. Our car accident lawyers can help you fight for financial recovery to pay for your losses.
What Is Lyft’s Insurance Policy?
Lyft’s insurance policy also varies, depending whether the Lyft driver was with or without a passenger.
Which Damages May Warrant Recovery After a Rideshare Accident in Texas
Depending on whether you file a claim or lawsuit, you may stand to recover various losses after a rideshare accident in Texas.
The following medical expenses may warrant recovery:
- Ambulatory and emergency room care
- Doctor’s appointments
- Transportation to and from your doctor
- Ongoing medical expenses, such as rehabilitative therapy
- Home modifications to help you cope with your injuries
We can calculate your losses to ensure we seek recovery for both current and future medical costs. You do not want to be left shouldering the bill for long-term care.
If your injuries required you to stay home from work, you may be able to recover your lost wages. If you will not be able to return to work or earn the same income, you may qualify for reduced earning capacity.
We can take a look at other career losses, such as pensions, benefits, and sick leave pay to make sure we seek what you deserve.
If you choose to file a personal injury lawsuit against the driver or their rideshare company, you may also stand to recover your pain and suffering. This includes your physical pain and emotional turmoil caused by your injuries. You may also seek recovery for your lost quality of life.
We can use various methods to calculate this non-economic loss. They are no less deserving of recovery than your medical bills and lost wages.
How does Texas Law Affect an Uber or Lyft Claim?
Texas law mandates Uber, Lyft, and other rideshare companies to maintain certain limits of insurance coverage for drivers. Our lawyers can help you understand these coverages.
Work with a Lawyer on Your Rideshare Accident?
While the coverage policies of Uber and Lyft seem comprehensive, they can often become a lot more complex when you file a claim. At D. Miller & Associates, PLLC™, we can help you file your claim and fight for financial recovery to address your medical bills, property damage, and other losses after a rideshare crash.
You deserve to rest and recuperate after a car accident. You can leave the legal battles to our Uber and Lyft rideshare accident lawyers serving Texas. Call us for a free case evaluation.