Recovering your health after experiencing an injury in a serious car wreck is the most important issue facing you. However, you are likely also worried about how you will pay for all of your medical care. If you are having trouble paying medical bills after a serious car accident in Texas, there is help for you out there. If someone else caused your crash, a personal injury lawyer can help you hold them accountable for your damages.
At D. Miller & Associates, PLLC, we can help you hold the at-fault driver liable for your medical bills, property damage, lost wages, loss of future earning capacity, and other damages. We work on a contingency basis, so you do not need to pay for our services, unless we are successful. To set up a free consultation with an attorney, call us at 713-850-8600 today.
Who Is Responsible for Paying My Medical Bills?
Texas is an at-fault state when it comes to car accident cases. That means, as a victim, you are eligible for compensation if you can prove the other driver caused your accident because of their negligence. More specifically, the driver’s insurance company would cover your medical treatment and related bills. If you can prove your case against the at-fault driver, their insurer will pay for your damages. However, getting your medical bills covered is rarely a simple process.
In Texas, state auto insurance rules require every motorist to purchase at least:
- $30,000 in coverage for each person;
- $60,000 per accident; and
- $25,000 for property damage.
These minimums may sound like a lot of money, but medical treatment can be expensive. If you took an ambulance after your car accident, your transport and initial visit to the emergency room can take up a large part of that coverage. Follow-up doctor visits or specialists you see will add to the bill.
Having a personal injury lawyer on your side can help you make sure you get compensation for your medical costs. We can build your case against the responsible party and explore ways to cover your medical bills while you focus on your recovery.
What Should I Do When I Get a Medical Bill?
From the time of the accident, your medical bills will start build. The hospitals and doctors expect to get paid as quickly as possible, so they will start processing your bills upon discharge.
As your bills start to come in, do not throw them aside or ignore them. Keep track of every bill you receive and make copies for safe keeping. If a hospital is demanding payment by a certain date, you can usually negotiate for more time by explaining that you are involved in a personal injury claim.
Our attorneys can help you keep track of your bills. We can also work to prevent any negative consequences for you during your claim.
What If the At-Fault Driver’s Insurance Company Already Offered Me Money?
Insurance companies can be challenging to work with when it comes to your bills. The adjuster’s job is to pay out as little as possible. One of their tactics is to try to wait out your claim. They may also make you jump through hoops to add further delays. Sometimes they offer you a low settlement early on, hoping you will accept it so you can start paying your bills.
An early settlement offer is almost never enough to cover all of your medical costs and future expenses. If the at-fault driver’s insurer offered you a fast settlement, consult us before you agree.
Do I Need a Lawyer?
A personal injury lawyer can help you pursue recovery to pay your medical bills in several different ways. At D. Miller & Associates, PLLC, we can help if:
- The responsible party’s insurance is not enough to pay your bills;
- The insurance company offered you a fast settlement;
- The at-fault driver’s insurer is trying to delay or deny your claim; or
- You are having trouble navigating the personal injury claims process on your own.
We know how to navigate the Texas legal system, and we will go after everything you deserve. If you are facing medical expenses from a serious car accident, you should not wait for the liable party to decide when your bills will get paid. Instead, call us right away at 713-850-8600 for a free case evaluation.