What Happens When You Get in a Car Accident With No Insurance in Texas?

If you get into a car accident with no insurance in Texas, the police officer might issue you a ticket and have your car towed. They could even impound your car, causing you to pay a fee and show proof of insurance to get your car back. If you didn’t cause the accident or were […]
How Should You Deal With Your Insurance Company After an Auto Accident?

An auto insurance policy is a contract between you and the insurance company. As a part of that contract, you are likely obligated to cooperate with them after a car accident in Texas involving a vehicle they cover. This means you will need to notify them about your accident as soon as possible. However, you […]
Do Insurance Companies Pay For Pain And Suffering?

Most insurance companies pay for pain and suffering, along with other types of damages. However, pain and suffering can be more challenging to prove than other kinds of losses. That is why many bicycle accident victims rely on a lawyer to help them negotiate for all their damages, including pain and suffering. Understanding Pain and […]
Seven Things to Know Before Speaking With an Insurance Adjuster

If you suffered injuries in an accident, you have the right to seek financial recovery with an insurance claim against the at-fault party. After filing your claim, you will hear from an insurance adjuster. While dealing with the insurance company may be the last thing on your mind after your accident, it is a good […]
If I Make an Uninsured Motorist Claim, Will My Insurance Rates Go Up?

If you make an uninsured motorist claim, your insurance rates might go up. Yet, whether your premiums are raised and by how much depends on your insurance provider. However, this doesn’t necessarily mean you should forgo filing a claim. You have options after an accident involving an uninsured motorist. Insurance Companies Are Not Prohibited from […]
How Is Total Loss Value Calculated in Texas?

Total loss value is calculated in Texas based on the fair market value of your vehicle. According to Texas law, damages constitute a total loss if the cost of repairs minus any salvage value is greater than the vehicle’s worth. What Is Your Vehicle’s Fair Market Value? Total loss value in Texas is calculated using […]
Does Insurance Cover Car Accidents Caused By Icy Roads?

Were you or someone you love injured in a car accident in bad weather? Insurance will usually cover car accidents caused by icy roads if the at-fault driver was negligent. In unsafe weather conditions, drivers are required to exercise caution. This can include, but not limited to, maintaining safer-than-usual driving distances between cars and driving […]
Whose Insurance Do You File a Dog Bite Injury Claim in Texas?

Typically, homeowners insurance or renters insurance will cover your dog bite injury claim in Texas. So, if an aggressive dog bit you or a loved one, you could file a claim and negotiate a settlement with the at-fault party’s insurer. You Have Options if the Liable Insurance Policy Has Limits Although homeowners insurance policies vary, […]